The Covid-19 crisis is unprecedented in our lifetimes and particularly worrying for the SME business community. We understand that you will have many questions and concerns about how to look after staff and ensure your business survives the crisis. At Nuvem9 we are experienced in survival cash flow planning having been Treasury management during the 2008 financial crisis and many other issues. We have created this resource to help you get answers for your questions.

A step by step process to help you restart your business after


We can assist you with a Coronavirus Business Interruption Loan Scheme (CBILS) or Bounce Back Loan Scheme (BBLS) application.

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We can provide you with an end to end Coronavirus Job Retention Scheme service covering furloughed employee payslips and HMRC claim submission.

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Click here to get a one to one strategy session on how to adjust to the new normal after Covid-19

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Business Health Check

We will review your finances today and provide you with a healthcheck report prioritising the critical actions needed to protect your business in the Covid-19 crisis

Cash Flow Planning

We will prepare a survival cash flow plan including ways to leverage the support packages provided by HMRC

Virtual Credit Control

Getting cash in from customers will now be business critical and we can take over that function fully to manage on your behalf

Emergency Budget Planning

Given the high degree of uncertainty we will provide you with a range of options to assess depending on different actions you can take to prolong your cash



Cashflow in Crisis

Our Guide on 5 immediate steps to maintain positive cash in a crisis

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Virtual Credit Control

The Benefits of fully outsourcing credit control

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Free ebook guides on cashflow plannings

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Why Nuvem9

Nuvem9 have experience at CFO and COO level and our CEO Niall McGinnity was Treasury Manager in the software industry during the 2008 financial crisis. We have immense experience in calmly planning during crisis, advising on measures to maximise cash and reduce outgoings and in leveraging external finance support

What Next?

We can set up a healthcheck session to discuss exactly how Covid-19 is affecting your business and you personally. This will allow us to understand your specific issues and plan a set of recommendations. We will prepare you a survival strategy action plan, a forecasted cash flow based on worst case scenario assumptions and key indicators for you to understand if your plan is succeeding. Thereafter we will be in regular touch via video call to ensure new developments are incorporated.

Advisory first

Our aim in this exercise is to support our current client base and any other business that needs our help and expertise. This is not a sales pitch. We are not looking to profit from your pain and worries. We will price and charge on that basis and you pay when you can afford to ay. Our primary aim is to enable you to survive with fast, effective action. We know we can help and if you want to arrange a free consultation to discuss more we encourage you to do so.